Enrollment

2025 BENEFITS OPEN ENROLLMENT

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How to Enroll

Open Enrollment ENDED NOVEMBER 1.

IF YOU NEED TO MAKE CORRECTIONS, THE CORRECTION PERIOD IS NOVEMBER 11 – 22.

1. Enroll online using the Abbott Benefits Center
   • You will need to enter your User ID and password
2. Follow the on-screen prompts to review or select:
   • Eligible family members you wish to cover
   • Health plan options, including medical, dental and vision
   • Optional spending accounts (health and dependent care)
   • Additional vacation days
   • Supplemental life insurance
   • Stock Retirement Plan (SRP) contributions
3. After enrollment, you’ll receive your Confirmation of Benefits from the Abbott Benefits Center. Review it and if you need to make corrections, you can do so November 11-22 during the correction period.

Need help? Contact the Abbott Benefits Center at 844-306-9222 (Monday – Friday 7 a.m. to 7 p.m. CT).

If you didn’t take action during open enrollment

If you didn’t enroll, your 2024 elections for medical, dental, vision and life – and your covered dependents – will continue. This includes your Health Savings Account (HSA) contributions. You won’t have the Flexible Spending Account (FSA) or the option to buy additional vacation days for 2025.

Also, when covering your spouse or domestic partner, a $1,800 spousal surcharge is automatically applied. To waive the spousal surcharge, you must attest during Benefits Open Enrollment that they don’t have access to other employer coverage in 2025.

Open Enrollment is your one-time opportunity to make benefit changes during the year (unless you have a qualifying life status change).

ELIGIBILITY

Abbott benefits are offered to all regular employees working a schedule of 20 hours or more per week. You may elect coverage for:

• Yourself
• A legal spouse
• A qualified domestic partner
• Children up to age 26 for whom you are the legal guardian
• Adult children ages 26 and older, who are mentally and physically incapable of earning a living. Additional certification for medical plan coverage may be required.

WHEN TO ENROLL

Enroll by the deadlines shown below for your given situation. Even if you currently have coverage from Abbott, you must reenroll in these benefits during Open Enrollment, or your selections will default to your current options.

Your Situation	When to Enroll	When Benefits Begin	When Benefits End
New Hire	Within 30 days of your acceptance date until 31 days after your start date	On your hire date (retroactive)	December 31 of the current year
Open Enrollment Period	During the Open Enrollment window	January 1 of the following year	December 31 of the following year
Qualifying Life Changes	Within 31 days after the qualifying life event	On the date of your status change	December 31 of the current year

HOW TO MAKE CHANGES

Life happens! You can make midyear changes to your benefits if you experience a qualifying life event. In those cases, changes must be made within 31 days of the event, or you will have to wait until the next Open Enrollment period.

Examples of qualifying life events include:

• You get married or satisfy the criteria for a domestic partnership
• You become legally separated, divorced, your marriage is annulled or you dissolve a domestic partnership
• You have a child by birth or a child placed for adoption
• You gain or lose custody of a child
• You experience the death of a spouse/domestic partner or child
• There is a change in your or your spouse’s/domestic partner’s employment
• You or your spouse/domestic partner become eligible for Medicare

If you experience a status change, please access the Abbott Benefits Center and complete the required documentation online within 31 days of the event. Call the Abbott Benefits Center at 844-306-9222 (Monday – Friday 7 a.m. to 7 p.m. CT) if you have questions.