ELIGIBILITY
All employees who are eligible to participate in the US SRP are eligible to enroll in Freedom 2 Save. Eligible employees can sign up for F2S on their first day of employment. For more details, visit the F2S enrollment page.
Freedom 2 Save
If you have student loans, you no longer need to choose between paying off your student debt and saving for your future. Abbott makes it easy to do both with our innovative Freedom 2 Save program.
GROW YOUR FUTURE – PAY DOWN YOUR LOANS FASTER
With Freedom 2 Save (F2S), as long as your student loan payments are 2% of your eligible pay, Abbott will make an annual 5% contribution into your Stock Retirement Plan (SRP) account – without having to make contributions on your own! That allows you to pay down your loan while still getting the 5% SRP “match” from Abbott.
Want to get even more out of F2S? If you were considering making SRP contributions at the same time as your loan payments, simply redirect the money you would have contributed to the SRP into your loan payments instead. That way you’ll pay down your loan debt faster, saving you potentially thousands of dollars in loan interest.
New F2S Recordkeeper
Fidelity Investments will replace EdAssist as our new F2S recordkeeper starting with the 2026 plan year. EdAssist will continue to provide student loan coaching, tuition reimbursement and support for Abbott’s FreeU program. Enrollment for 2026 is now open. Everyone must enroll for 2026, even if you are currently enrolled.
ENROLL IN FREEDOM 2 SAVE
Enroll in F2S for 2026 through Fidelity. Everyone must enroll, even those enrolled in F2S for 2025.
ENROLL ONLINEESTIMATE YOUR BENEFITS
Use the calculator below to see how F2S may benefit you. Please note that the graph assumes you’re enrolled in the program, your loan payments are at least 2% of your eligible pay, and you are not making SRP contributions.
STEP 1: Enter your personal details to the right of the graph to reflect your current situation.
STEP 2: Then, move the slider to the left to see how redirecting your SRP contribution toward your loan could help you pay it off sooner and save on interest.
STEP 3: Move the slider to the right to see how your SRP balance will grow if you do not enroll in F2S and make regular SRP contributions instead.
Rotate your device to view the estimator.
See The Impact of Contributing More
to either your loan payments or your own SRP contributionsMake Additional Loan Payments
and you’ll pay off the loan sooneror
Make SRP contributions
instead of F2S1 %
0%
of pay2%
of payLoan Payoff Time:
12.6 YEARS 12.6 YEARS
SRP Balance – At Loan Payoff:
$59,949 $86,224
Loan Interest Savings:
$0 $0
Current Abbott Pay
Current Monthly Loan Payment
Loan Balance
Loan Interest Rate
Estimates assume 2% annual pay increases and 5% rate of return in the SRP. It’s also assumed that, after loan payoff, you redirect the equivalent of your loan payment amount into the SRP.
NOTE: SRP “stepping” reflects Abbott’s annual account contributions.
Estimates assume 2% annual pay increases and 5% rate of return in the SRP. It’s also assumed that, after loan payoff, you redirect the equivalent of your loan payment amount into the SRP. NOTE: SRP “stepping” reflects Abbott’s annual account contributions.
ELIGIBILITY
All employees who are eligible to participate in the US SRP are also eligible to enroll in F2S. Eligible employees can sign up for F2S on their first day of employment. For more details, visit the F2S enrollment page.